You should enroll in Medicare during your Initial Enrollment Period, which begins three months before you turn 65, includes your birthday month, and ends three months after. If you miss this window, you may face penalties and a delayed start to your coverage. There are also Special Enrollment Periods for certain circumstances, like if you’re still working and have employer coverage.

No, Medicare Prep provides free enrollment assistance. We offer guidance, help you compare plans, and walk you through the entire enrollment process at no cost to you.

Comparing Medicare plans involves looking at several factors:

Premiums: How much you’ll pay each month.

Coverage: What’s included, such as hospital, medical, and prescription coverage.

Provider Networks: Make sure your doctors and pharmacies accept the plan.

Costs: Look at deductibles, co-pays, and out-of-pocket maximums. At Medicare Prep, we can guide you through the process, compare different plans, and help you choose the one that fits your needs.

Medicare Part D is prescription drug coverage that helps pay for medication costs. If you take prescription drugs, enrolling in Part D is highly recommended to avoid paying high out-of-pocket costs and potential late enrollment penalties. If you don’t have other credible drug coverage, Part D will help fill in the gaps in your healthcare coverage.